Carrington Dean Limited is fully committed to delivering leading financial solutions and offering the best possible advice and service to our clients. However, there may be the occasion when you feel you have cause for complaint.
When this happens please contact us and let us know and we will ensure that we fully investigate your complaint and do everything we can to put things right for you. We will keep you up to date as matters progress and you are free to contact us at any time if you have any questions.
Whichever way you contact us we will start investigating straight away.
If you require any additional help for any reason in order to make a complaint please let us know and we will do what we can to offer assistance with any language or literacy issues. If you are a vulnerable customer or the friend, family member or carer of a vulnerable customer, we can refer you to a list of useful organisations that provide specialist help.
How to complain
By phone: 0800 043 1320
By email: [email protected]
Write: The Complaints Team, Carrington Dean Ltd, Regent House, 5th Floor, 76 Renfield Street, Glasgow, G2 1NQ
How Carrington Dean will deal with your complaint
Wherever possible we aim to resolve all of your concerns by the end of the third working day of receipt. If we are unable to do so, we will formally acknowledge your complaint in writing within five business days of receipt to let you know that the complaint is being dealt with and provide the contact details of the person dealing with it. We will then aim to resolve your complaint as soon as we can and we will keep you updated on progress until it is resolved. If at any time you are not happy with our progress, please contact us to raise your concern.
Within 8 weeks of us receiving your complaint
When we have completed our investigation we will send you a final response letter. This letter will detail the investigation and the findings. The letter will also confirm our conclusions, whether we have upheld, partially upheld or not upheld your complaint and explain any action we are taking, or have taken to correct the problem that led you to complain and detail any redress that may be due.
What information we need
To assist us in dealing with your complaint please provide the following:
Your Rights
We hope that you will accept the decision of our Complaints Department. If this should not be the case, you remain free at all times to seek independent advice.
DAS COMPLAINTS
If you are a client who has entered a Debt Arrangement Scheme (“DAS”), you have the right to submit a complaint to the Financial Ombudsman Service (“FOS”). FOS is an independent organisation who look to resolve complaints between consumers and financial organisations that they haven’t been able to resolve .You would need to do this within six months of receiving our response to your complaint.
A copy of the FOS’s explanatory leaflet will also be enclosed with our final response letter. Details of FOS services and their contact details are as follows:
Mon to Fri 08:00 TO 20:00 Sat 09:00 to 13:00
The Financial Ombudsman Service
Exchange Tower
London, E14 9SR
By phone: 0800 023 4567 free for people phoning from a landline
By phone: 0300 123 9 123 free for mobile users paying a monthly charge for calls to numbers starting 01 or 02
By email: [email protected]
You can also download a complaints form from the FOS website.
Contacting the DAS Administrator
If you are a DAS or DAS Payment Distribution client you may submit a complaint in writing to the DAS Administrator.
DAS Administrator
Accountant in Bankruptcy
1 Pennyburn Road, Kilwinning
Ayrshire, KA13 6SA
By phone: 0300 200 2770
Mon to Fri 08:00 TO 20:00 Sat 09:00 to 13:00
By fax: 0300 200 2920
You can also submit your complaint via the following form https://www.aib.gov.uk/aboutcontact-us/enquiry-form .
TRUST DEED, INDIVIDUAL VOLUNTARY ARRANGMENT, OR SEQUESTRATION COMPLAINTS
Clients with Trust Deeds or in Individual Voluntary Arrangements or Sequestration that are dissatisfied with our handling of their complaint or with the outcome may raise the matter with the Insolvency Service. The Insolvency Service acts as a gateway for all insolvency regulators and will pass your complaint to our licensing body, the Insolvency Practitioners Association.
By phone: 0300 678 0015
Mon to Fri 09:00 TO 17:00
Email: [email protected]
You can also submit your complaint via the following form on the Insolvency Service website
https://www.insolvencydirect.bis.gov.uk/ExternalOnlineForms/InsolvencyPractitionerComplaint.aspx
Or
Complete the online complaints form and posting it to:
The Insolvency Service
IP Complaints, Insolvency Service
3rd Floor
1 City Walk
Leeds, LS11 9DA
DATA PROTECTION COMPLAINTS
For matters regarding data protection you may submit a complaint the Information Commissioner’s Office via:
T: 0303 123 1113
You can also submit a complaint online via https://ico.org.uk/concerns/handling/
Carrington Dean Group Limited provides regulated debt advice and assistance in relation to UK debt solutions and may introduce customers to authorised debt solution providers where appropriate.
Full details of the third-party debt solution providers we work with, and how your information may be shared with them, can be found in our Privacy Policy.
The debt solutions available to you will depend on your individual circumstances and can only be determined following an assessment of your financial situation. We do not recommend a particular debt solution without first understanding your circumstances. Debt solutions and insolvency procedures may affect your credit rating, ability to obtain future credit and, depending on your circumstances, your assets or employment.
Some solutions may allow a proportion of unsecured debt to be written off, but eligibility, acceptance and outcomes are not guaranteed. If you see a write off percentage, please note this has been achieved by 10% of IVA or Trust Deed customers in the last 12 months.
We may receive a fee from third-party providers where we introduce you to them. This does not affect the suitability assessment undertaken or cost of any solution you may enter into.
Free and impartial debt advice, guidance and information is available from MoneyHelper.
Carrington Dean is a debt help company based in Scotland
Carrington Dean Group Limited is authorised and regulated by the Financial Conduct Authority (FCA), registration number 674395.
Registered in Scotland under company number SC225672
Registered address: Regent House, 5th Floor, 76 Renfield Street, Glasgow, G2 1NQ.
Information Commissioner’s Office number: ZA351745.
Samantha Warburton is authorised in the UK to act as Insolvency Practitioners by the Insolvency Practitioners Association IP Number: 12430