Our Debt Solutions Calculator provides indicative results based on the amount of debt you enter. An adviser will call you to explain the solutions available to you. The results the calculator generates represent the minimum amount of disposable income you would need to have for each relevant debt solution after living costs are taken into account. However, the true amount of your monthly contribution is determined by your disposable income.
Our debt solution guides
Trust Deed Scotland
A Scottish Trust Deed is a formal, legally binding arrangement between an individual and their creditors which lasts for a period of 4 years..
(Debt Arrangement Scheme)
The Debt Arrangement Scheme is statutory debt management scheme established by the Scottish Government
(Bankruptcy in Scotland)
Sequestration (Bankruptcy in Scotland) is a formal insolvency process, whereby a Trustee takes control of an individual’s estate...
(England, Wales and NI)
Bankruptcy is a legal process which lasts for 12 months after which a person is discharged from their debts (subject to some exclusions)...