All initial advice is free but fees may apply if you decide to enter a debt solution.
These fees are normally paid from the monthly contributions you make towards your debts, rather than being charged upfront.
Any applicable fees will be clearly explained to you before you make any decision about entering a solution.
| Debt Advice | Free |
| Debt Management Plan (DMP) | Fees may apply (paid to your chosen provider). |
| Debt Arrangement Scheme (DAS) | Free to apply. Ongoing fees may apply and are paid to your provider |
| Debt Relief Order (DRO) | Free. |
| Bankruptcy | £680 application fee (paid to Insolvency Service). The fee consists of a £130 adjudicator charge for processing your application and a £550 deposit paid to the Official Receiver to cover various administrative costs. |
| Individual Voluntary Arrangement (IVA) | Fees apply. These are typically deducted from your agreed monthly contributions once the IVA is approved. |
| Trust Deed | Fees apply. These are typically deducted from your agreed monthly contributions once the Trust Deed is approved. |
Carrington Dean Group Limited provides regulated debt advice and assistance in relation to UK debt solutions and may introduce customers to authorised debt solution providers where appropriate.
Full details of the third-party debt solution providers we work with, and how your information may be shared with them, can be found in our Privacy Policy.
The debt solutions available to you will depend on your individual circumstances and can only be determined following an assessment of your financial situation. We do not recommend a particular debt solution without first understanding your circumstances. Debt solutions and insolvency procedures may affect your credit rating, ability to obtain future credit and, depending on your circumstances, your assets or employment.
Some solutions may allow a proportion of unsecured debt to be written off, but eligibility, acceptance and outcomes are not guaranteed. If you see a write off percentage, please note this has been achieved by 10% of IVA or Trust Deed customers in the last 12 months.
We may receive a fee from third-party providers where we introduce you to them. This does not affect the suitability assessment undertaken or cost of any solution you may enter into.
Free and impartial debt advice, guidance and information is available from MoneyHelper.
Carrington Dean is a debt help company based in Scotland
Carrington Dean Group Limited is authorised and regulated by the Financial Conduct Authority (FCA), registration number 674395.
Registered in Scotland under company number SC225672
Registered address: Regent House, 5th Floor, 76 Renfield Street, Glasgow, G2 1NQ.
Information Commissioner’s Office number: ZA351745.
Samantha Warburton is authorised in the UK to act as Insolvency Practitioners by the Insolvency Practitioners Association IP Number: 12430