Don’t forget to add commonly missed debts such as overdrafts, personal loans and HMRC debts
Don't include secured debts, such as mortgages, car finance or a secured loan in this total.
Why are we asking this question?
This allows us to determine what solutions you may be eligible for. Include unsecured debts, like: missed payments to HMRC, council tax arrears, overdrafts and CCJs.
Secured debts, such as a mortgage, car finance, or secured loans, cannot usually be included in a formal legal debt solution."
Why are we asking this question?
This information will help your advisor provide guidance on how you could achieve your goal as well as advice on all possible debt solutions
Why are we asking this question?
This will allow us to tailor our advice to your current situation.
Why are we asking this question?
This is helpful to know not only to ensure we give the best advice but to allow us to help put your mind at ease.
Why are we asking this question?
Letting us know this helps us provide appropriate advice and ensure your property isn't at risk.
Why are we asking this question?
Telling us your location allows us to offer information about the debt solutions available in your area.
Why are we asking this question?
This information helps us tailor advice to your current situation.
Why are we asking this question?
This allows us to get to know you and build your profile.
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The debt solutions available to you will depend on your individual circumstances and can only be determined following an assessment of your financial situation. We do not recommend a particular debt solution without first understanding your circumstances. Debt solutions and insolvency procedures may affect your credit rating, ability to obtain future credit and, depending on your circumstances, your assets or employment.
Some solutions may allow a proportion of unsecured debt to be written off, but eligibility, acceptance and outcomes are not guaranteed. If you see a write off percentage, please note this has been achieved by 10% of IVA or Trust Deed customers in the last 12 months.
We may receive a fee from third-party providers where we introduce you to them. This does not affect the suitability assessment undertaken or cost of any solution you may enter into.
Free and impartial debt advice, guidance and information is available from MoneyHelper.
Carrington Dean is a debt help company based in Scotland
Carrington Dean Group Limited is authorised and regulated by the Financial Conduct Authority (FCA), registration number 674395.
Registered in Scotland under company number SC225672
Registered address: Regent House, 5th Floor, 76 Renfield Street, Glasgow, G2 1NQ.
Information Commissioner’s Office number: ZA351745.
Samantha Warburton is authorised in the UK to act as Insolvency Practitioners by the Insolvency Practitioners Association IP Number: 12430