12/08/2020

When a company you owe money to pursues you for a debt in England, Northern Ireland or Wales, a common course of acti­­on is for them to apply to the courts to impose a CCJ, ...

12/02/2020

When you’re struggling with debts, you may have come across a decree, and it’s something we’re asked about often. That’s why we thought we’d shed some light on the things you need to know about ...

01/10/2019

Are you thinking of applying for a debt solution such as a Trust Deed or Debt Arrangement Scheme (DAS), but need more time to mull it over and are worried about what your creditors are ...

11/09/2019

If you’ve been struggling to pay your council tax, you may have received a letter notifying you of an arrestment of earnings. This can be a stressful and confusing situation to be in, so it’s ...

22/08/2019

What is a wage arrestment (earnings arrestment)? The full and correct title of wage arrestment is an Earnings Arrestment Order (EAO). Wage arrestment is used to collect one complete debt and is a continuous process ...

02/05/2019

A creditors’ main goal is to lend you money and to collect it, so they’re not the biggest fan of chasing those who fall into arrears. As such, sometimes they’ll pass it on. Being in ...

30/04/2019

You hear about people going bankrupt all the time, and if you are struggling with debt you might even be considering it for your own situation. But how do you go bankrupt? What is the ...

08/11/2018

If you are struggling with your debt, there are many insolvency solutions you can consider. In England, Wales and Northern Ireland, the main formal insolvency solutions you can consider are an Individual Voluntary Arrangement (IVA), ...

08/11/2018

The Debt Relief Order (DRO) is a debt solution which allows your debts to be frozen for 12 months, before being written off in their entirety. The scheme is only available in England, Wales and ...