02/05/2019

A creditors’ main goal is to lend you money and to collect it, so they’re not the biggest fan of chasing those who fall into arrears. As such, sometimes they’ll pass it on. Being in ...

30/04/2019

You hear about people going bankrupt all the time, and if you are struggling with debt you might even be considering it for your own situation. But how do you go bankrupt? What is the ...

08/11/2018

If you are struggling with your debt, there are many insolvency solutions you can consider. In England, Wales and Northern Ireland, the main formal insolvency solutions you can consider are an Individual Voluntary Arrangement (IVA), ...

08/11/2018

The Debt Relief Order (DRO) is a debt solution which allows your debts to be frozen for 12 months, before being written off in their entirety. The scheme is only available in England, Wales and ...

08/11/2018

If you are resident in England, Wales or Northern Ireland, one debt solution that you can consider is the Debt Relief Order (DRO). This is a fairly quick, but restrictive, scheme which freezes your debts, ...

08/11/2018

An important element of the Debt Relief Order (DRO) is that it heavily restricts you financially and has a very strict eligibility criteria. This is because, if successful, your debt may be written off entirely ...

08/11/2018

Many people use Car Finance to buy their vehicles. Car Finance is the term used to describe a wide variety of secured loan agreements that can help you buy your car. You might have a ...

08/11/2018

A Debt Relief Order (DRO) is a debt solution for people with little or no assets and less than £20,000 debt if they live in England or Wales, and £15,000 in Northern Ireland. It freezes ...

01/11/2018

A Trust Deed is a formal debt solution available in Scotland that allows you to pay off your debts with an affordable monthly repayment, with the remainder of the debt being written off at the ...