An advisor from UK Debt Expert Scotland will be in touch shortly to offer free debt advice and discuss your options.
We want you to know what’s coming, so our call will cover the following.
We conduct a full, in-depth review of your income and outgoings with you.
We’ll help you work out what you can afford to pay each month.
We’ll recommend the best solution for you based on your individual circumstances.
See how a Trust Deed could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.
Credit Card
£2,664.00
Bank Loan
£13,420.00
Collection Agency
£4,715.00
Payday Loan
£1,152.67
Rent Arrears
£477.00
Council Tax
£279.04
Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.
Monthly payments are based on individual financial circumstances
We’ve tried to answer some of the most common queries we receive from our customers. If you still have questions, feel free to ask when one of our advisers gets in touch.
All the information and tips you get from our call are entirely free – we will never charge you for an initial conversation. If you’re eligible for help with your debts, then the fee for your debt solution and the work of the insolvency practitioners will be included in your monthly sum. In other words, we don’t take payment until you have used our services.
We’ll ask about your earnings and expenditure, and we’ll need to know who your creditors are and how many creditors you owe money. This allows us to direct you to the best debt repayment plan for you. We’ll also conduct a soft credit search to get a better picture of your financial circumstances – don’t worry, this won’t hurt your credit score or be visible on your credit report.
We understand that it can be difficult to stay organised and on top of your finances when you’re dealing with unaffordable debt, especially if you owe money to multiple creditors. Don’t worry if you don’t have all the information in front of you during the first call. We can assist by phoning your creditors or giving you advice on how you can find the information we need.
We take the time to hear you out and understand your circumstances. We have a wide range of debt options available to you, and our experienced debt specialists will only ever suggest a debt solution if it fits in with your immediate circumstances and can improve your financial situation in the long-term.
We know that it can be scary to talk about your debt, but seeking help is the first major hurdle to overcome on your road to a better future. It’s understandable if you feel nervous before the first consultation call but our team is friendly, professional, and not there to judge. They’re here to make sure you get the help you deserve.
All advice is provided by UK Debt Expert Limited. Advisors will discuss all possible debt solutions available depending on where you live in the UK. Advice is tailored to individual circumstances and can only be offered following an initial fact-finding process. Third party fees may apply. Free and impartial information also available at moneyhelper.org.uk. If you choose to enter a solution that offers the opportunity to write off a percentage of unsecured debts included, the percentage may vary. The example provided has been achieved by 10% of Trust Deed customers in the last 12 months.
Carrington Dean is a debt help company based in Scotland and is part of the UK Debt Expert group
Carrington Dean Group Limited is authorised and registered by the Financial Conduct Authority (FCA), registration number 674395. Registered in Scotland with company number SC225672 at Regent House, 5th Floor, 76 Renfield Street, Glasgow, G2 1NQ. Information Commissioner’s Office number ZA351745.
Samantha Warburton is authorised in the UK to act as Insolvency Practitioners by the Insolvency Practitioners Association IP Number: 12430
Debt Arrangement Scheme (DAS):
Carrington Dean Group Limited
Company number: SC225672
Registered address: Regent House, 5th Floor, 76 Renfield Street, Glasgow, G2 1NQ
FCA number: 674395
ICO number: ZA351745
Trust Deed & Individual Voluntary Arrangement (IVA):
UK Debt Expert Limited
Company number: SC382881
Registered address: 4 West Regent Street, Glasgow, G2 1RW
FCA number: 688071
ICO number: ZB590053