Advice and support is also available at Money Helper.
Paying it forward
To respond to a person’s kindness to you by being kind to someone else.
At Carrington Dean, we believe in the power of Paying it Forward. We know that over 58% of our customers come to us after being recommended by a friend. That’s why you’re here.
Someone in your life who has benefitted from our help believes you might find it useful too. We’re here to offer you the same level of comprehensive support with your finances.
Here's how it works
Click the button below to use our debt solution finder.
Answer a few questions about your financial situation.
Speak to one of our trained debt advisors.
Get debt advice tailored to your unique circumstances.
What are the benefits of getting debt help?
Financial
- Get information on solutions that could write off a portion of your unaffordable debt
- Combine all your unsecured debts into a single monthly repayment that you can afford
- Deal with problem debt head-on and protect yourself from potential legal action
- Work with experts who understand your options and have your best interests at heart
Lifestyle
- Ease any anxiety associated with unaffordable debt and protect your mental wellbeing
- Get advice from a trained adviser who specialises in supporting people in your situation
- Reduce the pressure you’re under with a structured, affordable repayment plan
- Plan for the future, in the knowledge that your problem debt is being taken care of
Frequently Asked Questions
Our expert debt advice is tailored to provide personalised support to the people who need it. Anyone you recommend will receive a free initial consultation from a trained debt advisor, who will help them find the best outcome for their situation.
Absolutely. We prioritise your privacy. Your information is kept confidential, and we ensure a secure and discreet process throughout your debt advice journey.
We offer free debt advice tailored to your circumstances. We’ll find out more about your current financial situation and your lifestyle to advise on the best solution for you.
Although we offer advice on all debt help solutions available, we specialise in Scottish Trust Deeds and the Debt Arrangement Scheme (DAS).
No, there is no cost to you for initial advice. Your consultation with one of our debt advisors will be entirely free. If you decide to move forward with a formal debt solution like a Trust Deed, however, a fee will be taken each month from your regular payment to cover the cost of managing your arrangement.
We’ll ask you about your income and outgoings, and your creditors (the people and companies you owe money to) so we can put you on the right path to getting help. They will also do a soft credit search to understand the full picture – but this won’t have a negative impact on your credit file or be visible to other companies.
That’s okay – we understand that if you have a few creditors or you’ve been dealing with debt for a while, it can be hard to keep track. We can help by phoning your creditors or giving you guidance on how you can find out the information yourself.
Our debt advisors take the time to listen and understand your circumstances. There’s a wide range of debt solutions available, but our experienced advisors will only recommend a debt solution if it’s affordable and appropriate for your needs.
Yes, using a debt solution like a Trust Deed will have an impact on your credit rating as it will show on your credit report for six years after it has been approved.
However, it’s important to note this is the case for most debt solutions and your credit score will likely already have been affected by being in debt in the first place.
