Latest Articles

08/11/2018

How Long Does the Debt Relief Order Process Take?

If you are resident in England, Wales or Northern Ireland, one debt solution that you can consider is the Debt Relief Order (DRO). This is a fairly quick, but restrictive, scheme which freezes your debts, ...

08/11/2018

Can I get a Mortgage With A Debt Relief Order?

An important element of the Debt Relief Order (DRO) is that it heavily restricts you financially and has a very strict eligibility criteria. This is because, if successful, your debt may be written off entirely ...

08/11/2018

Can I get Car Finance With a Debt Relief Order?

Many people use Car Finance to buy their vehicles. Car Finance is the term used to describe a wide variety of secured loan agreements that can help you buy your car. You might have a ...

08/11/2018

What Happens After a Debt Relief Order?

A Debt Relief Order (DRO) is a debt solution for people with little or no assets and less than £20,000 debt if they live in England or Wales, and £15,000 in Northern Ireland. It freezes ...

01/11/2018

What are the Pros & Cons of A Trust Deed?

A Trust Deed is a formal debt solution available in Scotland that allows you to pay off your debts with an affordable monthly repayment, with the remainder of the debt being written off at the ...

01/11/2018

Trust Deeds and Car Finance

A Trust Deed is a formal debt solution available in Scotland that allows you to pay off your debts with an affordable monthly repayment, with the remainder of the debt being written off at the ...

01/11/2018

What Happens When I Finish My Trust Deed?

A Trust Deed is a legally binding Scottish debt solution. It allows you to reduce your monthly payments into one affordable amount, based on your income and expenditure. Any interest and fees on your debts are ...

01/11/2018

How Does a Trust Deed Affect My Credit File?

Trust Deeds are a useful debt solution to help clear unsecured debt. It is only available to residents of Scotland and typically lasts 4 years, although longer can be considered depending on your circumstances. At ...

31/10/2018

Failed Trust Deeds

A Trust Deed is a legally binding Scottish debt solution which typically lasts for 4 years, although it can be longer depending on your circumstance. It allows you to reduce your monthly payments to one affordable ...