Latest Articles

31/10/2018

Can I Get A Mortgage With A Trust Deed?

Many people who are struggling with debt worry that they won’t be able to borrow money in the future. So it’s a common concern that when entering into a Trust Deed you may wonder about ...

30/10/2018

Trust Deed Eligibility

If you have problem debt, there are many options that you could consider. A Trust Deed is a formal debt solution for people in Scotland who are struggling with unsecured debt. It is only available ...

30/10/2018

How Does a Trust Deed Work – Everything You Need to Know

What is a Trust Deed? A Trust Deed or a ‘Protected Trust Deed’ is a formal debt solution for people who are struggling with unsecured debt. A Trust Deed uses government legislation to allow a ...

30/10/2018

How Will a Debt Arrangement Scheme (DAS) Affect my Credit Rating?

Residents of Scotland are able to reorganise their debts using the Debt Arrangement Scheme (DAS). By working with a professional adviser, they can create a programme called a Debt Payment Programme (DPP). This plan calculates ...

30/10/2018

What Happens After a Debt Arrangement Scheme (DAS)

There are a lot of things to consider when you are entering into a debt solution programme and, as you might expect, a common concern is the future. Many people living with problem debt report ...

30/10/2018

Can I Get a Mortgage on a Debt Arrangement Scheme (DAS)

The Debt Arrangement Scheme (DAS) is a Scottish debt solution that allows you to lower your monthly payments to pay off your debts. A Debt Payment Programme (DPP) is built using your real income and ...

30/10/2018

How to Apply for a Debt Arrangement Scheme (DAS).

Arguably there are three key formal debt solutions available in Scotland: Trust Deeds, Sequestration and the Debt Arrangement Scheme (DAS). They all require you to seek professional advice as only a qualified advisor or Trustee ...

30/10/2018

Disadvantages of a Debt Arrangement Scheme (DAS)

The DAS is a Scottish formal debt solution. It stands for the ‘Debt Arrangement Scheme’ and is only available to residents of Scotland. It has many similarities with a Debt Management Plan (DMP) as you ...

30/10/2018

Advantages of a Debt Arrangement Scheme

The Debt Arrangement Scheme (DAS) calculates your surplus income and proposes a more manageable monthly payment to be distributed among your creditors. If they approve this new arrangement, known as a Debt Payment Programme (DPP), ...