Latest Articles

31/10/2018

Does a Trust Deed Affect Employment?

A Trust Deed is a formal debt solution available in Scotland that allows you to pay off your debts with an affordable monthly repayment, with the remainder of the debt being written off at the ...

31/10/2018

Can I Get A Mortgage With A Trust Deed?

Many people who are struggling with debt worry that they won’t be able to borrow money in the future. So it’s a common concern that when entering into a Trust Deed you may wonder about ...

30/10/2018

Trust Deed Eligibility

If you have problem debt, there are many options that you could consider. A Trust Deed is a formal debt solution for people in Scotland who are struggling with unsecured debt. It is only available ...

30/10/2018

How Does a Trust Deed Work – Everything You Need to Know

What is a Trust Deed? A Trust Deed or a ‘Protected Trust Deed’ is a formal debt solution for people who are struggling with unsecured debt. A Trust Deed uses government legislation to allow a ...

30/10/2018

How Will a Debt Arrangement Scheme (DAS) Affect my Credit Rating?

Residents of Scotland are able to reorganise their debts using the Debt Arrangement Scheme (DAS). By working with a professional adviser, they can create a programme called a Debt Payment Programme (DPP). This plan calculates ...

30/10/2018

What Happens After a Debt Arrangement Scheme (DAS)

There are a lot of things to consider when you are entering into a debt solution programme and, as you might expect, a common concern is the future. Many people living with problem debt report ...

30/10/2018

Can I Get a Mortgage on a Debt Arrangement Scheme (DAS)

The Debt Arrangement Scheme (DAS) is a Scottish debt solution that allows you to lower your monthly payments to pay off your debts. A Debt Payment Programme (DPP) is built using your real income and ...

30/10/2018

How to Apply for a Debt Arrangement Scheme (DAS).

Arguably there are three key formal debt solutions available in Scotland: Trust Deeds, Sequestration and the Debt Arrangement Scheme (DAS). They all require you to seek professional advice as only a qualified advisor or Trustee ...

30/10/2018

Disadvantages of a Debt Arrangement Scheme (DAS)

The DAS is a Scottish formal debt solution. It stands for the ‘Debt Arrangement Scheme’ and is only available to residents of Scotland. It has many similarities with a Debt Management Plan (DMP) as you ...