What is the 50/30/20 budget?
Top cash back apps
If you’re looking for ways to save money, make your spending go a little further, and even get items for free, then you’d be wise to sign up to some of the cashback apps and ...
Running up a Debt at the Gym
For many of us, the end of the holidays is one of those key points in our year where we aim to reboot our lives with some mini resolutions. Pay off the debt we accrued ...
School shopping on a budget
Whether you’ve got a single child or a family full of excited faces for the new school term, making sure they’ve got everything they need, can be a costly business. Sticking to your budget (or ...
How the summer months can affect your finances
Summer in Scotland is much like the lottery, you never know what’s going to happen; is the current heatwave we’ve been hit with here to stay? Or will it, in typical Scottish fashion, pour down ...
Generational differences: The age of digital banking
As the times move forward, the digital influence of banking is undeniable, with companies such as Monzo and Starling revolutionising the financial market with banking run through a simple app. Offering everything your regular bank ...
Debt Arrangement Scheme repays more Debt than any other Solution
Scotland’s formal debt repayment plan, The Debt Arrangement Scheme, is now repaying more money to creditors than any other formal debt solution in Scotland. New statistics published by Scotland’s Insolvency Service, the Accountant in Bankruptcy, ...
Online Gaming Debt: A New Frontier for Parents
If you are not a Gamer, you may not realise it, but online gaming is becoming a huge source of financial hardship for some individuals and families across the UK, including Scotland. There is now ...
Sheriff Officer vs Debt Collectors: what’s the difference?
There’s an understandable panic that arises when you receive a letter through your door from a Sheriff Officer. What can they do? Can they take my things? Do I have to let them in? It’s ...
Wedding guests pay £391 to attend nuptials
Scottish wedding guests face forking out more than ever before to watch their loved ones tie the knot, new figures have revealed. According to the American Express annual study, it now costs an average of ...