What is shrinkflation and does it affect you?
Personal insolvencies on the rise across Scotland
More Scots are turning to personal insolvency in a bid to regain control of their finances, new figures have revealed. Official statistics published by the Accountant in Bankruptcy (AiB) – reporting personal and company insolvencies ...
Scotland’s debt advice landscape set to be ‘transformed’
New changes to the Debt Arrangement Scheme by the Scottish Government have been heralded as ‘transformational’ by Scotland’s debt specialist Carrington Dean. Speaking of the reform, which is set to be rolled out across the ...
Scottish Sheriff Rules Pensions Protected in Bankruptcy
A Glasgow Sheriff, Judge McCormick, has ruled that pensions, even lump sums drawn down from a pension, cannot be treated as an asset in Bankruptcy, but instead must be treated as if they are wages. ...
Do I need to sell my car to pay my debts?
Cars are often one of the most valuable assets we have in life, not just in terms of their financial value, but also for the role they play in our day to day routines and ...
New Rules for Scottish Government’s Debt Arrangement Scheme
The Scottish Parliament has passed new rules for the Scottish Debt Arrangement Scheme, which will help people struggling with debt. The new rules come into force on the 4th November 2019 and will make it ...
Debt help: it’s never too late to start
Dealing with your debts can be like trying to quit smoking; there’s many solutions to the problem and the hardest part is getting started. It’s easy to feel like there’s nowhere to turn when you’re ...
Funeral poverty could affect one in four Scots
A new survey carried out for the Scottish Social Security Agency has found one in four Scots would not be able to afford the costs of a funeral if a loved one was to pass ...
All the answers: 5 frequently asked questions about Debt Arrangement Schemes
We help hundreds of people with their debts every day, and we probably answer just as many questions – but have we ever put these answers in one convenient place for you to view at ...
All the answers: 5 frequently asked questions about Trust Deeds
As a company, our focus is always to help you through the journey that is dealing with debt – but have we ever stopped to give you the explanation you need? We champion the ability ...