Energy price cap rise: What it means, and where to get help with gas and electricity bills
My wages have been arrested: Frequently Asked Questions.
Wage arrestments, or as they are properly known, earning arrestments, are carried out in Scotland by sheriff officers. An Earnings Arrestment Order (EAO) instructs an employer to deduct money straight from your wages either daily, weekly, fortnightly, or monthly, ...
How Debt Affects Your Mental Health
World Mental Health Day Here’s wishing you happy mental health – not just today but all year round. As we’re beginning to talk more openly about our mental health and how it impacts so many ...
Sheriff Officers have arrested my Bank Account… What now?
In Scotland, if you owe money and a Sheriff Officer is instructed to recover that money from you, one of the most likely ways they will do this is by arresting your bank account. This ...
The Negative Impacts of Gambling
Around half of men and women in the UK admit to gambling every month. That’s right — half. At first it sounds like a frighteningly large number but when you consider how gambling hasn’t just ...
New Rules for the Debt Arrangement Scheme
The Scottish Debt Arrangement Scheme is changing The changes which are being introduced by the Scottish Government have been laid before the Scottish Parliament in the form of regulations, and are due to come into ...
Sequestration vs Trust Deed
Sequestration vs Trust Deeds The two most notable formal debt solutions in Scotland are Sequestration – ‘Scottish Bankruptcy’ – and Trust Deeds. There are advantages and risks associated with both these debt solutions, and it ...
The Cost of After School Care
The kids going back to school can be stressful enough if you are a working parent, with after school care to organise and budget for. Bearing this in mind, we have put together a short ...
Top 5 activities to try in Scotland this summer with the kids
Summer has arrived and is (hopefully!) here to stay. We’ve put together some suggestions for fun things to do in Scotland with the wee ones that won’t break the bank. Throughout the summer ScotRail offer ...
How to plan the perfect ‘Staycation’
Being in debt is a struggle and summer can make it feel even worse. Friends go to beautiful, sunny destinations and post all about it online, and adverts are constantly trying to get you to ...