THANK YOU - WE'LL BE IN TOUCH WITH YOU SHORTLY

We're closed right now, but we reopen at 9am - one of our debt specialists will contact you soon after.

In the meantime, sit back and relax. We’re on the case.

Here's what you can expect.

We want you to know what's coming, so our calls cover the following.

1

Review

We conduct a full, in-depth review of your income and outgoings with you.

2

Understand

We'll help you work out what you can afford to pay each month.

3

Recommend

We'll recommend the best solution for you based on your individual circumstances.

4

Confirm

We review your application and verify all the details you've given us.

We've helped so many others just like you.

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I want to find out more about...

Administration Order

A debt solution for people who have at least one County Court or High Court judgement against them which they can’t pay in full.

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Bankruptcy

A legally binding debt solution considered a last resort for those unable to repay their debts in a reasonable time.

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Debt Arrangement Schemes

A statutory debt management scheme in Scotland which freezes interest, fees and charges over an extended period.

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Debt Consolidation Loans

This is a loan from one provider taken out with the intention of paying off all debts and having just one monthly payment remaining.

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Debt Management Plans

This is an informal debt solution which offers someone struggling with unsecured debt to reduce their monthly repayments.

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Debt Relief Orders

A form of insolvency that pauses repayments on qualifying debt, offering relief from payments for up to 12 months.

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Debt Settlement Offers

A way to pay off all debts using one large lump sum, typically following a financial windfall.

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IVAs

An Individual Voluntary Arrangement allows the chance to write off up to 75% of debts you can’t afford.

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Sequestration

This is the Scottish legal term for bankruptcy, an option which allows someone to write off 100% of their debts.

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