Debt & Benefits


Debt & Benefits

Paying back debts while on benefits

Repaying debts can be tough at the best of times, however, when living on a limited income making payments towards what you owe can be even more difficult.

Using the money you rely on to get through day-to-day life to repay those you owe money to can have a major impact on your life, not leaving a lot of additional funds for necessities while the process of paying debt whilst receiving benefits can also be daunting.

The most important thing to do should you find yourself in this situation is to stay calm.

If you are unemployed and living in debt the most important thing is to be aware of the support available to you.

Your first action should be to speak with the people you owe money to ask if they can allow you a payment break until you get yourself back on your feet. The next should be to seek help to guide you through the process of finding a debt relief solution.

Can I get debt help if I receive benefits?

Accessing debt help when in receipt of benefits can be more difficult as you have fewer options but it’s important not to become disheartened when searching.

Unfortunately, you are unable to enter a Trust Deed in Scotland when living solely on benefits. However you can still be eligible if you receive benefits alongside your wage.


What debt relief solution is best for me?

At Carrington Dean we understand that talking about debt isn’t easy. That’s why our experienced and trained advisors are on hand to offer straightforward, impartial advice to guide you through the process of finding the right debt solution for you.

We appreciate that no two clients are the same and are proud to offer tailored to support to each client – no matter what their circumstance.

All it takes is one conversation.

Let’s get started.

You could write off up to 75% of unsecured debt with our debt assistant.

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