Debt and benefits


Debt and benefits

Paying back debts while on benefits

Repaying debts can be tough at the best of times. If you’re living with a limited income on benefits, it’s even more of a challenge, and using the money you need just to get through day-to-day life to repay your debts can be a tough juggling act.

If you’re unemployed and living with debt, it’s important to be aware of the support that’s available to you. It’s always a good idea to let any companies you’re in debt to know that you’re struggling. They may be able to offer you a payment break or a payment deferral until you get back on your feet.

After you’ve done this, you should explore the different debt relief solutions that are out there.

Can I get debt help if I receive benefits?

If you’re on benefits, getting help with your debt can be more of a challenge because there are fewer options. Don’t be discouraged – there’s always a way out of debt.

You won’t be able to get a trust deed in Scotland if you’re living solely on benefits, but you may still meet the criteria if you receive benefits in addition to your wage.


What debt relief solution is best for me?

At Carrington Dean we understand that speaking up about your debt isn’t always easy. That’s why our experienced and trained advisors are on hand to put you at ease and offer straightforward, impartial advice to guide you through the process of finding the right debt solution.

No two clients are the same, so we’re proud to offer support that’s tailored to your situation.

All it takes is one conversation.

Let’s get started.

You could write off up to 75% of unsecured debt with our debt assistant.

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